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Industry Links2020-10-13T09:52:12-06:00

Industry Links

For the convenience of our customers we have provided some industry links to help you access some of our most useful websites for online tools and resources.

Please click on the links below for more information:

Title Resources & FAQ

Affordability Calculator2019-01-16T22:57:42-06:00

Affordability Calculator

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Closing Cost Estimator2019-01-16T22:56:50-06:00

Closing Cost Estimator

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Mortgage Calculator2019-01-16T22:56:00-06:00

Mortgage Calculator

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Why Purchase Title Insurance?2019-01-16T19:41:28-06:00

Insurance experts confirm that owner’s title insurance is necessary regardless if your real estate attorney assumes all associated liability after performing a title examination.  Your attorney’s liability is limited to not only negligence, which does not cover or include any unexposed title issues that may be potentially harmful, but is also limited to his ability to pay.

As a result, the cost of defending against a title claim and the expense of a title loss may become the sole responsibility of a real estate purchaser, and/or mortgage lender. This is the primary cause for most lender’s requirements for the purchase of title insurance of home buyers.  A new owner’s title insurance policy is also important because, previously undisclosed title problems could emerge from the past, or there may be new and developing problems, regardless that the seller owned the property for only a short time. The seller may have been divorced, become bankrupt, or agreed to an easement across the property. A new owner’s title policy will protect you against these types of problems.

Potential Concerns in Purchasing Property2019-01-16T19:30:17-06:00

When purchasing a property, you should have the confidence and ability to acquire a clear and obtainable the title to the purchased property.  Unfortunately external challenges may prevent the ease and possibility of  your clearly defined and executed rights of ownership, even in court.
In addition to the associated legal fees and costs that may be acquired in the process, there is still the possibility that your defense fails and you may potentially lose the property while also experiencing a serious financial loss.

Why Title Insurance?2019-01-16T19:28:20-06:00

Title insurance is a form of insurance which insures  the policy holder against not only financial loss from defects in the property’s title to real property but also the protection from the invalidity or unwarranted enforcement of mortgage liens.

It is meant to protect an owner’s or a lender’s financial interest in real property against loss due to title defects, liens or other matters.
It will defend against a lawsuit arguing the title as it is insured, or reimburse the insured for the actual monetary loss incurred, in accordance to the amount of provided insurance agreed upon by the policy.

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