Title insurance is a form of insurance which insures  the policy holder against not only financial loss from defects in the property’s title to real property but also the protection from the invalidity or unwarranted enforcement of mortgage liens.

It is meant to protect an owner’s or a lender’s financial interest in real property against loss due to title defects, liens or other matters.
It will defend against a lawsuit arguing the title as it is insured, or reimburse the insured for the actual monetary loss incurred, in accordance to the amount of provided insurance agreed upon by the policy.